Regulatory Memoranda

Nature: Formal legal submissions (märgukirjad) to Estonian regulatory authorities. These are ready-to-submit documents requesting enforcement action.

Contents

• RIA Memorandum — Memorandum to the State Information System Authority (Riigi Infosüsteemi Amet) regarding market failure and regulatory intervention. Requests official guidance to force migration from insecure legacy flows.
• TTJA Memorandum — Memorandum to the Consumer Protection and Technical Regulatory Authority (Tarbijakaitse ja Tehnilise Järelevalve Amet) regarding misleading trading practices. Argues that marketing Smart-ID as "secure" while using "Not Recommended" flows constitutes consumer deception.
• AKI Memorandum — Memorandum to the Data Protection Inspectorate (Andmekaitse Inspektsioon) regarding privacy by design violations. Argues that asymmetric notification (B2B vs B2C) violates GDPR transparency requirements.